Legal

Cookie Policy.

This policy explains what cookies are, which cookies we use, and how you can manage your preferences.

Last updated: July 2, 2025
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What are cookies?

Cookies are small text files stored on your device by your web browser. They help websites function, remember preferences, and understand how visitors use the site.

Similar technologies, such as local storage, work in comparable ways, and this policy covers those too.

Our approach

We keep cookie use to a minimum. This website does not use advertising or tracking cookies, and we do not sell or share browsing data.

The only non-essential cookies we use are for Google Analytics, and these are set only with your consent.

The cookies we use

Strictly necessary

These are required for the website to function, such as remembering your cookie choice itself. They do not identify you and cannot be switched off.

Analytics (with your consent)

Google Analytics cookies help us understand usage patterns so we can improve the website. This data is aggregated and cannot be used to identify you personally.

For more information, see Google's cookie policy.

Managing cookies

You can control and delete cookies through your browser settings. Most browsers allow you to refuse or delete cookies.

Please note that disabling cookies may affect how some websites function.

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Benchmark us against your bank.

Send the desk a recent payment confirmation and we will show you the comparison, line by line. If we cannot improve your rate, we will tell you.