Safeguarding

At Lamera Capital, protecting your money is a fundamental priority. We work exclusively with regulated e-money and payment institution partners who are required by law to safeguard client funds.

Safeguarding is a regulatory obligation that ensures the funds held in your payment account or e-wallet are kept separate from our operational funds and those of our partners. Your money is held with established, reputable banking institutions or protected through qualifying insurance arrangements. This means that in the unlikely event of insolvency, whether affecting Lamera Capital or any of our regulated partners, your funds remain protected and ring-fenced for you.

Your funds are safeguarded from the moment they are received into your account. Safeguarding remains in place until a payment is successfully executed and delivered to your designated beneficiary's account.

We believe you should always have clarity over where your money is held. If you would like a detailed breakdown of the funds safeguarded on your behalf across each of our regulated e-money and payment institution partners at any given time, please contact us and we will be happy to provide this information.